All data sent to and from Microkeeper servers is done via a 256-bit SSL encrypted connection, this can be verified within browser near the URL.
Some values are encrypted at rest and some values are not, for example, TFN is encrypted.
Microkeeper does not encrypt all fields, this is because it can hinder database performance and slow down search queries.
Microkeeper integrates with many third-party software providers, these providers have access to different levels of data depending on what is required to achieve the desired outcome.
These providers do not have access by default, the accounts administration must trigger an action to these providers for the data to be forwarded.
Here is a list of third-party software providers and the data they have access to:
|Software Provider||Access Level||Reason||Data Access|
|SuperChoice||High||Process Super||Name, DOB, TFN, Mobile, Superfund, Member number, Super contribution values|
|ATO||Very High||Submit Single Touch Payroll||Almost all fields|
|SMSBroadcast||Low||Send SMS||Name, Mobile|
|Apple||Low||Send Push Notifications||App device token|
|Google Apps||Low||Send Push Notifications||App device token|
|NAB Merchant facility||Medium||Make Credit Card Payments||Credit Card Details, Username|
|Xero||Medium||Send Invoice for Payroll||Accounts, Cost of wages, PAYG values, Super values|
An image of the fingerprint is not stored. The fingerprint is converted to a binary string.
Below is my fingerprint and how it looks as a binary string:
This string can not be converted back into a fingerprint and is only useful to the Microkeeper fingerprint interpreter.
Microkeeper is ISO 27001:2013 which is globally recognised as the premier Information Security Management System (ISMS) standard.
Compliance is a requirement of SBR and thus permitted to submit STP data.
Verification of Microkeeper SBR compliance can be found on the Standard Business Reporting Product Register.
Microkeeper delivers best-in-class availability. Microkeeper uses multiple redundancy technologies for our servers, networks, databases, and data.
These ensure that if any component fails, Microkeeper will recover with little or no disruption to your service or loss of data.
Microkeeper has co-location hosting across Sydney, Melbourne and Brisbane.
Microkeeper uses different server hosting environments for different parts of the system stack.
All hosts are in Australia and highly critiqued by the Microkeeper Engineering team.
All hosts have:
Our servers are in the Equinix data centre, Equinix are also ISO 27001 compliant.
Microkeeper uses CloudFlare for our DNS and Load Balancing, this allow for user requests to be shared across multiple physical location.
The CloudFlare status page can be reviewed to help debug connectivity issues.
In the event that one of the three physical data centres goes completely down, Microkeeper service will remain available.
Microkeeper uses a cluster database technology that synchronizes data between all servers in the cluster in real time.
If a database server goes down, the other servers will take over with almost no interruption to the user and no loss of data.
When the server that went down comes back up, it re-joins the cluster, receiving any changes to the database that it missed.
Firewall upkeep and maintenance is a joint responsibility of our server hosts and Microkeeper admin team.
Visit the Equinix website for more information about their data security policies.
One of the benefits of CloudFlare is they have DDOS protection built in and server anonymity, so server where abouts is known to the public.
AV is not required for the hosting environment, this is because it's a locked-down environment where new software vendors are only installed once they have been tested in a production environment.
Inhouse all Support and Software Developer run Windows Defended, updates are fully automated.
Third-party vendors are updated as new releases, where possible automated updates are implemented.
Where automated updates are not possible, manual installation is conducted.
Manual updates typically take between a few days to a couple of weeks depending on risk profile and difficulty of implementation.
Microkeeper has a "No Print Policy" thus no customer data is ever printed.
Data is kept for a minimum of 10 years in alignment with Australia Law.
If an account parts way, Microkeeper retains data.
Data is automatically deleted once it is 10 years old via built-in scripts.
An automated backup is taken during quiet times on a daily basis.
An Annual backup is taken which is kept indefinitely.
9 backups are kept for 9 days
Microkeeper requires the following for a strong password:
Account lockout is for 5 minutes after 5 attempts at a password.
After a maximum of 50 attempts the account is permanently locked and can be unlocked by contacting admin.
When storing passwords in the database, they are hashed using sha256 and a proprietary double salting.
Microkeeper internal password policy is much stronger, passwords are randomly generated and we use password managers.
The details in this document are a brief summary of more extensive internal documentation and are not legally binding.
If you require further clarification on anything in this document please Contact Us.